Category Archives Investments

MYTH-1 Buying policy online is very difficult if you’re not too familiar with internet. There are a lot of steps and it would be difficult for me. Buying a policy online now has very few steps and they have been simplified so that anyone with basic knowledge of internet can buy a policy with ease. Moreover, you receive help on…

To promote cashless transactions via digital payments, The Government of India has taken a series of initiatives like opening 25 crore Jan dhan accounts, launching Rupay cards and demonetization of high value notes etc. One of the most exciting incentives launched on December 25th, 2016 by NITI Aayog (Government of India) is the Lucky draw for digital payments under Lucky…

Rajveer and I were inseparable. When I had to move to Delhi for my masters, we promised to keep in touch. States changed, and as time passed, we slowly grew apart. While we knew what was happening in each other’s life through social media updates and the occasional wishes on festivals, we did make it a point to catch up…

demonetization

Dear Investor, As you might be aware, both debt and equity markets have been volatile in the recent past due to multiple factors such as demonetization, and due to the concerns and implications from the outcome of US elections. However, the biggest impact from the increase in money into the formal banking system will be the liquidity improvement with banks…

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A lot has changed since the recent announcement of demonetisation two months ago. These changes have impacted Indians everywhere. Take for example the case of Chetna, a 35-year old homemaker, who manages to save some cash from her daily expenses and money received on festivals to surprise her family members with thoughtful gifts on special occasions. Rohan and Chetna’s anniversary…

Albert Einstein had once said, “The hardest thing in the world to understand is the income tax.”`  Every year we go to great lengths to understand more about taxes and try to maximize our savings. In our mission to maximize savings, we end up investing in various instruments without doing a proper research and without realizing that the instrument might…

A few days back, I was standing in an ATM queue, waiting to withdraw cash. In the queue, standing with me, was a businessman. As we waited for our turn, we started talking. The formal talk turned into a discussion about the recent financial situation. After a few minutes of appreciating the new decision, the guy started telling me about…

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On most occasions, a visit to India is one of the most exciting events in an NRI’s calendar. And like all NRIs, I was also excited as I was finally visiting home for Christmas. I have been working in New York on a project for the last 2 years. After months of planning, shopping for family members, and numerous days…

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