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On most occasions, a visit to India is one of the most exciting events in an NRI’s calendar. And like all NRIs, I was also excited as I was finally visiting home for Christmas. I have been working in New York on a project for the last 2 years. After months of planning, shopping for family members, and numerous days…

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This is time of the year when we are scurrying to put together our investment proofs and tax savings documents. You family can help you save taxes too, let’s find out how.  Health insurance – The pressures of modern living have put our health at greater risk. While most employees have a medical insurance cover from their employer, it usually…

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 Most of you prefer to invest in financial instruments especially the ones that offer tax-saving benefits. There are two primary reasons for doing so. One, it reduces the amount of income tax that are liable to pay on earnings. Second, it encourages to save and invest at regular intervals. There is a third reason too, which often people often tend…

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Unit Linked Insurance Plans or ULIPs are a unique investment product. Along with investment in ‘units’, it also comes with life insurance i.e. it provides life cover to the person taking the policy. ULIPs offer tax benefits at the time of investment as well as on maturity. Tax Benefit on investment – money invested in ULIP can be claimed as…

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Some careful planning can go a long way in saving you tax. Whether or not you have planned your taxes for this year, this list will guard you from making some common mistakes. Not maximising Section 80C limit of Rs. 1,50,000 – Section 80C allows you to deduct Rs 1,50,000 from your taxable income. A host of investments and expenses…

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