During these uncertain times when so much is going around, kids tend to become aggressive and might not feel motivated enough or would tend to give up on things they are capable of doing.As parents we always want to protect our child’s mental wellbeing & one way of doing this is through self-affirmations.

It’s surprising how simple phrases like ‘You are amazing,’ ‘You can do it,’ ‘We believe in you’—can lift your spirits, regardless of whether you are a kid or an adult!
That is the power of positive affirmations. They can do wonders for your confidence and sense of self-awareness

Moreover,they help build a resilient and a more constructive outlook towards the adversities that life throws at them.As parents,it’s perhaps the best gift we can give our kids—give them personal attention, encourage & guide them to cultivate a positive self-belief system so that they can face any hardships confidently.

During this difficult year of 2020,I tried to incorporate this practice of positive affirmations as much as possible while dealing with Inaaya.Now, when I look at her it actually worked! It has affected her conscious and subconscious thoughts and thinking pattern in a positive way.

Other changes I saw in Inaaya are:
● It built her confidence and self-esteem
● Encouraged her creativity
● Reduced her anxiety
● Raised her motivation
● Served as an effective coping strategy
As parents we want to ensure the overall wellbeing of our children.While practicing self- affirmations have helped me in ensuring mental wellbeing of my daughter, for her financial wellbeing, I decided to get a Term Plan.
In my search for the same I came across ICICI Pru Life’s iProtect Smart term plan.This plan offers a large cover at an affordable premium. It covers up to 34 critical illnesses and is an “all-in-one” term plan that provides a 360-degree financial safety net for me and my family.Being associated with a trustworthy brand like ICICI Prudential Life which has legacy of 20 years,gives me the confidence that my money is safe and my child’s future is secure

Advt : SOM/IA/2487/2020-21
ICICI Pru iProtect Smart offers four variants namely Life, Life Plus, Life and health and All in One with different benefits. “All in One” is one of the four variants offered under ICICI Pru iProtect Smart and the customer can choose any one variant from the four available variants. Please refer to the product brochure for more details.
Covid-19 claims

Our Life insurance policies cover COVID-19 claims under life insurance claims, subject to applicable terms and conditions of policy contract and extant regulatory framework. COVID-19 is not included in Critical Illness benefit covered under IProtect Smart.

1 Crore
The above mentioned premium rate is for ICICI Pru iProtect Smart for 1 Crore of life cover for a 25 year old healthy male for a policy term of 21 years with regular income payout option. The annual premium will be5725 & the monthly premium will be 490. The premium amounts are inclusive of taxes.

Critical Illness ^The critical illness benefit is an accelerated benefit and the death benefit will be reduced by the critical illness cover paid to the policyholder. The future premiums payable for the residual CI Benefit will reduce proportionately. In case the CI Benefit equal to the Death Benefit, the policy will terminate on payment of the CI Benefit. Only doctor’s certificate confirming diagnosis needs to be submitted. On payment of Angioplasty, if the CI Benefit is more than5,00,000 the policy will continue for other CIs with CI Benefit reduced by Angioplasty payout. To know more about the illnesses covered, please refer to the Sales brochure. Available under Life and Health and All in One options.
Critical Illness Benefit is limited to age of 75 and Accidental Death Benefit is limited to age of 80.

Tax benefit
`Tax benefits under the respective policies are subject to conditions under Section 80C, 80D, 10(10D) and provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time.

© ICICI Prudential Life Insurance Co. Ltd. All rights reserved. Registered with Insurance Regulatory & Development Authority of India (IRDAI) as Life Insurance Company. Regn. No. 105. CIN: L66010MH2000PLC127837.Reg. Off.: ICICI PruLife Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai 400025. Tel.: 40391600. Customer helpline number – 1860 266 7766. Timings – 10:00 A.M. to 7:00 P.M., Monday to Saturday (except national holidays). Member of the Life Insurance Council. For more details on the risk factors, term and conditions please read the product brochure carefully before concluding the sale. Trade Logo displayed above belongs to ICICI Bank Ltd & Prudential IP services Ltd and used by ICICI Prudential Life Insurance Company Ltd under license.

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