Financial Preparation is the key to a secure future
Be it for yoga or life in general: preparation is the key. In life, you need to stay prepared against future uncertainties to achieve your ultimate goal: peace of mind.
When you aim for a challenging asana in yoga, it is important to start with preparation drills.
If your body and mind are not ready, you not only won’t achieve your goal, but you might also end up hurting yourself.
The journey to any posture has its own ups and downs. On some days you fall.
On other days, you find your body and mind too rigid to even attempt the pose.
Each asana has different steps leading up to the final stage. But if you know your limitations and prepare accordingly, your progress will be consistent and steady.
As you see above, I steadily prepared my body for Brahmacharyasana. I feel like a winner having finally achieved it.
Similarly, I wanted to prepare myself for future uncertainties. I started looking out for options and came across ICICI Prudential Life Insurance’s iProtect Smart Term plan. The plan provides a large life cover at an affordable premium. This “all-in-one” term plan provides a 360-degree financial safety net. It provides the option to protect myself against 34 critical illnesses like cancer and heart ailments. It covers COVID-19 life claims too.
So, this 2021 let’s up the game of financial tayari along with health ki tayari!
Kyuki agar tayari sahi ho, toh jeet pakki hai -In association with ICICI Prudential Life Insurance #ad
Our Life insurance policies cover COVID-19 claims under life insurance claims, subject to applicable terms and conditions of policy contract and extant regulatory framework. COVID-19 is not included in Critical Illness benefit covered under IProtect Smart
The critical illness benefit is an accelerated benefit and the death benefit will be reduced by the critical illness cover paid to the policyholder. The future premiums payable for the residual CI Benefit will reduce proportionately. In case the CI Benefit equal to the Death Benefit, the policy will terminate on payment of the CI Benefit. Only doctor’s certificate confirming diagnosis needs to be submitted. To know more about the illnesses covered, please refer to the Sales brochure. Available under Life and Health and All in One options. Critical Illness Benefit is limited to age of 75.
Accelerated Critical Illness (ACI) Benefit is optional and available under Life & Health and All in One options. This benefit is an accelerated benefit and the death benefit will be reduced by the critical illness cover paid to the policyholder.
The above mentioned premium rate is for ICICI Pru iProtect Smart for 1 Crore of life cover for a 25 year old healthy male for a policy term of 21 years with regular income payout option. The annual premium will be5725 & the monthly premium will be 490. The premium amounts are inclusive of taxes.
Tax benefits under the policy are subject to conditions under Section 80C, 10(10D), 115BAC and other provisions of the Income Tax Act, 1961. Goods and Services tax and cesses (if any) will be charged extra, as per applicable rates. The tax laws are subject to amendments from time to time. Please consult your tax advisor for details, before acting on above.
Reg. Off.: ICICI PruLife Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai 400025. Tel.: 40391600. Customer helpline number – 1860 266 7766. Timings – 10:00 A.M. to 7:00 P.M., Monday to Saturday (except national holidays). Member of the Life Insurance Council. For more details on the risk factors, term and conditions please read the product brochure carefully before concluding the sale. Trade Logo displayed above belongs to ICICI Bank Ltd & Prudential IP services Ltd and used by ICICI Prudential Life Insurance Company Ltd under license. ICICI Pru iProtect Smart UIN 105N151V06.